Talking heads, TV pundits and eggheads seem befuddled about where rates on the Ten-Year Note might be headed, but a chart with correctly drawn Hidden Pivot levels offers only clarity. The trend has been higher since May 1, with a rise from 4.12% to a high 4.40%, and although it seems likely rates will go somewhat higher, expect a downward break, perhaps a sharp one, from within the range  4.42%-4.55%. The highs might seem scary for those who owe or need dollars, but a subsequent fall to as low as 3.902% should help quell their fears.